Please read these terms & conditions. They relate to the use of this site and the issuing of policy documents.

  • No online system can cater for every case. Should your application require further processing the system will refer it to us and we will contact you as soon as possible during office hours.
  • Do not assume that your cover has been accepted until the system specifically confirms it.
  • Any cover issued is done so on an Utmost Good Faith basis. We rely on the honesty and integrity of your answers. If you are in any doubt contact us for help.
  • The information disclosed using the online application will form the basis of the insurance policy and it is important that your answers are accurate and complete.


No warranty is offered that this site is continuously available or that use of it will not be interrupted nor that this site or anything associated with it is free of any virus or other harmful elements.

Limitation of Liability

Save as limited by law in no event can any liability arise for loss of profits, or any special, incidental or consequential damages arising in connection with this site or the services provided through this site (however they arise including through negligence) and any liability is limited to the amount paid by you, if anything, for accessing this site.

Governing Law and Invalidity

Use of this site is governed by the laws of the State of New South Wales, Australia. If you access this site you agree to the exclusive jurisdiction of the courts of New South Wales in connection with this website. If, for any reason, any provision of this agreement is unenforceable, then it shall be deemed severed from this agreement and shall not effect the validity and enforceability of the remaining provisions. This is the entire agreement between the parties and cannot be modified except by an agreement in writing signed by an authorised signatory of netinsure.